By Jamu Martin


There are about 35 million mobile phones, which make up for 73%, are not insured under any policy and in case of damage or losing the phone, it is the owner who has to bear the expense. Most of those people who do have insurance for their phones do not know exactly what it is that the policy covers. If you wish to gain from the immense benefits that phone insurance has to offer, it is important to buy an insurance policy and understand what it entails.

For those who have decided to look at various mobile phone insurance options, there are a few questions that are really important and need to be asked about the cover policy before you go ahead and buy it. The very first question is if the insurance company offers a backup service for data, in case your phone is lost. The second question regards the cost of the apps or extras and their cover if you lose your phone.

After these two questions comes the question regarding a handset replacement if you lose your phone. One aspect of the insurance that needs clarification is about the term of the insurance cover. You need to be sure about whether the same term as your phone contract is covered under the phone insurance.

Cost of the insurance is an important aspect and you ought to make sure that you know what the costs are for the mobile phone insurance after including the excesses and administration fees. It is the element of cost, which will determine how feasible it is for you to get the insurance.

Upon knowing the details of features and costs of all policies from various mobile phone insurance companies, compare the quotes and offering and then decide the one that is best for you.




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